.payment-method-panel { margin: 1.25rem 0; padding: 1rem; background: #f7fafc; border: 1px solid var(--sp-border); border-radius: 16px; }
.payment-method-heading { display: flex; align-items: end; justify-content: space-between; gap: .75rem; margin-bottom: .85rem; }
.payment-method-heading small { color: var(--sp-blue); font-size: .72rem; font-weight: 800; letter-spacing: .05em; text-transform: uppercase; }
.payment-method-heading h2 { margin: .15rem 0 0; color: var(--sp-navy); font-size: 1.05rem; font-weight: 820; }
.payment-method-heading > span { color: var(--sp-muted); font-size: .78rem; }
.payment-method-options { display: grid; gap: .55rem; }
.payment-method-option { display: grid; grid-template-columns: 38px minmax(0, 1fr) auto; align-items: center; gap: .7rem; padding: .7rem .8rem; cursor: pointer; background: #fff; border: 1px solid var(--sp-border); border-radius: 12px; transition: border-color .18s ease, box-shadow .18s ease, transform .18s ease; }
.payment-method-option:hover { border-color: #8bbce2; transform: translateY(-1px); }
.payment-method-option.is-selected { border-color: var(--sp-blue); box-shadow: 0 0 0 3px rgba(18,104,179,.12); }
.payment-method-option input { position: absolute; opacity: 0; pointer-events: none; }
.payment-method-icon { display: grid; width: 38px; height: 38px; place-items: center; color: var(--sp-blue); background: var(--sp-sky); border-radius: 50%; font-size: 1rem; }
.payment-method-copy { display: flex; min-width: 0; flex-direction: column; }
.payment-method-copy strong { color: var(--sp-ink); font-size: .9rem; }
.payment-method-copy small { color: #168447; font-size: .75rem; font-weight: 650; }
.payment-method-copy .payment-method-scope { color: var(--sp-muted); font-weight: 500; }
.payment-method-copy .payment-method-not-applicable { color: #9a5b13; }
.payment-method-price { color: var(--sp-navy); font-size: 1rem; font-weight: 850; white-space: nowrap; }
.payment-checkout-actions { margin-top: .85rem; }
.payment-checkout-actions [hidden] { display: none !important; }
@media (max-width: 575.98px) {
    .payment-method-heading { align-items: start; flex-direction: column; }
    .payment-method-option { grid-template-columns: 34px minmax(0, 1fr); }
    .payment-method-icon { width: 34px; height: 34px; }
    .payment-method-price { grid-column: 2; }
}
@media (prefers-reduced-motion: reduce) { .payment-method-option { transition: none; } }